Payment rings based on contactless NFC technology perform most of the functions of an ordinary plastic bank card.
The “Payment Ring” product is provided together with "VISA Gold", "VISA Platinum" or "VISA Infinite" cards of the International Bank of Azerbaijan.
Opportunity to earn 2% cashback on payments made with Payment Rings.1
Chatbot Concierge service offers various benefits and discounts.
Free COVID-19 tests in "Sağlam ailə" and "Ultralab" health centers.2
Insurance and other services offered by VISA.
In case of loss or theft of the card, it is regulated in accordance with the tariff plan of the bank's payment cards.
1Cashback is not charged for utilities, mobile network bills, tax/custom, governmental, insurance and loan payments, payments of financial institutions, KartTransfer, Unique cash and Quasi cash transactions.
2Features are only for VISA Platinum and VISA Infinite cards. VISA Platinum cardholders have access to 2 Lounge Key passes and 2 free COVID-19 tests, VISA Infinite cardholders have access to 10 Lounge Key passes and 10 free COVID-19 tests.